How to Download EPF Passbook

Hello Friends, If you want to know how to download the EPF passbook then you are in the right blog. I will show you how to download the EPF passbook. 


Steps To Download  EPF Passbook.

1. EPF passbook facility is only available for members who complete the UAN registration of the EPF Member portal.

2. If any update was made on the member portal like forgot the password or you activated UAN in real-time then you will able to print/download the passbook after 06 hours.

3. Go to the link https://passbook.epfindia.gov.in/MemberPassBook/Login

4. Then Employees must click on Login Provide the UAN and password (When you activate the UAN you generated the password for login same password can be used for that)

5. Then Member id will be displayed.  Click on it you will get 02  options print and download.

EPF passbook Look Like

How to activate UAN in the EPFO Member Portal

Universal Account Number is a 12-digit number provided by the Employer. UAN of an employee remains same throughout life irrespective of the number of jobs he/she changes. Every time an employee switches job which will be linked to the UAN. Once the member ID is created, it gets linked to the UAN of the employee.

How to activate UAN in the EPFO Member Portal

For activate the  UAN, it is important that you have your Universal Account Number and PF member id with you. Given below are steps to activate the UAN. 

1. Go to the link https://unifiedportal-mem.epfindia.gov.in/memberinterface/

2.  In the below, there is a tab called important link click on the Activate UAN. 

3.  Enter your Universal Account Number, mobile number and PF member ID. Enter the captcha characters. Click on ‘Get authorization PIN’ button. You will receive the PIN on your registered mobile number.

4. Click on ‘I Agree’ under the Disclaimer checkbox and enter the OTP that you receive on your mobile number and click on ‘Validate OTP and Activate UAN’.

5. On UAN activation, you will receive a password on your registered mobile number to access your account.

6. If you wish to change your password it is possible in the member portal, when you log into the UAN portal with your UAN as id and the password you receive on your mobile number.

What is UAN ( Universal Account Number)

What is UAN (Universal Account Number) 

UAN is standing for Universal Account Number. It is a number which was given by Employer/ EPF Consultant of your company. This id is a gift for you because it will help you to check your EPF balance, Update KYC, Transfer Claim etc. In past you are not able to check the EPF balance, sometimes create fraud from employer or authority persons.


Benefits of UAN:-

1. You can check your EPF balance and download passbook.

2. You can check that the employer is making the PF payments or not.

3. You can transfer your claims in a quick manner.

4. This facility gave power in your hands without the hassle you can withdraw the EPF & Pension fund online. (But only in case of Updated KYC Like Bank Details, Pan Card, Aadhar Card etc.)

5. It will help you to transfer your funds. After resigning your job you have to just provide the UAN Number. The bible for your EPF information.

Benefits of EPF to Employees

Benefits of EPF to Employees

Tax-free earnings: The Money that is deposited in your PF Account get the Interest Decided by Government. The Amount is Tax-Free. Employee Don’t Need to Pay any Tax for their PF Earnings.

Retirement – At the Time of Retirement Employee gets the Amount which he/she Saved During his Job.

Emergencies – The funds are also useful in times of emergencies to meet certain requirements for which premature withdrawals are allowed in certain cases.

Loss of income – If an employee for some reason cannot work any longer, these funds help tide over the loss of income.

Long-term savings option: EPF is Good Option for a Long-term Saving Goals and also Tax-free.

Pension: Along with provident funds, an employer also contributes towards an employee’s pension fund which the employee can eventually use upon retirement.

Insurance: An employer also contributes towards an employee’s life insurance in the absence of a group cover, thereby ensuring employees are 

What is Provident Fund

As you know that Provident fund is a fund which is composed of contributions made by the employee during the time he/she worked along with an equal contribution by his employer”

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RATE : Provident fund is calculated as 12% of his/her basic salary & the same amount is contributed by the employer.however employee have a option to contribution more than 12%

DEPOSIT OF CONTRIBUTIONS:

Employers contribution of 12% of basic salaryis totally deposited in provident fund account whereas out of employees contribution of 12% , 3.67% is contributed to provident fund & 8.33% is deposited in Pension scheme.

IS IT COMPULSORY FOR ALL EMPLOYEES TO CONTRIBUTE TO THE PROVIDENT FUND?

employees drawing basic salary upto Rs. 1,5000/- have to compulsory contribute to the provident fund . however , employees drawing above Rs. 15,000/- say Rs. 15,001 have an option to become member of the provident fund.

ADVANTAGES:

1. Tax benefit u/s 80C
 2. retirement benefit
 3. withdrawal benefit